Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/1c/3b/e8/1c3be86721ec47dd835523dfa8feff83--lia-sophia-jewelry-sets.jpg
Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this. https://i.pinimg.com/236x/1b/9d/e2/1b9de2bbd31d1a969ac0e5c0154ca438--thirty-one-summer-.jpg
I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you! https://i.pinimg.com/236x/a3/ee/81/a3ee818cfff0d3c4f810cb0e6edcbcf8--direct-selling-lia-sophia.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/736x/2b/20/99/2b2099e637081dc7f446b95d02788c5f.jpg
I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you! https://i.pinimg.com/236x/7c/e3/08/7ce308a5027c4d0e2dac61aeff8b0e9e.jpg
I put 3-ring binders, notebooks, laptop, everything I need for school in this bag, and it holds up really well. Stitching is strong and fabric is super sturdy. The wide bottom makes it convenient for putting in lots of things. The fabric is flexible yet holds up the shape even when completely empty. I really like the fact that the bag can "stand" on its own when I put it down on the floor. The large pockets all around are so handy for organizing things. I especially like the mesh pockets on the sides, which I use to hold water bottles. https://i.pinimg.com/236x/b8/a0/f6/b8a0f6698ef242cb1f1681bcc27b1667--initials-inc-organizing.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/originals/38/50/d8/3850d8ed900c771b7eddbd02488b62db.jpg
Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/474x/60/5e/0e/605e0e7939dd03ca4288d8aeed1b864c--thirty-one-office-thirty-one-bags.jpg

I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget.

Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money.
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