The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/originals/f3/61/b6/f361b602c20b2db9b8cc9885257f2d2f.jpg
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.”
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/1b/d1/01/1bd1014200f4cb0f114611b63c65ed5a.jpg
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help.
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One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use.  https://i.pinimg.com/originals/63/cf/3d/63cf3d13622355fb61ced204ef3075e7.jpg

For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/280x280_RS/e0/ff/ae/e0ffaef39846503d42a98176313fcb76.jpg

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/86/06/9f/86069f28a9c829f606356f3181d8266b--thirty-one-gifts--gifts.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/236x/3a/0e/4d/3a0e4d51ccd1114c225f18254b468086---gifts-thirty-one-gifts.jpg
After an impromptu trip to the farmer's market, you are left trying to carry all of your purchases without dropping or losing something. A Thirty-One Large Utility Tote is roomy enough to carry all of your goods, and it easily collapses after you are through using it. It is an open-top bag, allowing you to fit items that are bulky or non-traditionally sized. A lid is available for the tote if you need to turn it into a closed bag. It has a metal frame so that it can support your heavy items without sagging. If you like a zip-top bag, the Thirty-One Large Organizing Utility Tote is available as a zip-top bag and an open-top bag. This product measures 10.25 inches in height, 15.5 inches in width, and 6.5 inches in length, while the Large Utility Tote is 11.75 inches high, 21.5 inches wide, and 10 inches long. The reliable sellers on eBay offer these products in different patterns so that you can find a tote that you enjoy carrying. A Thirty-One Large Camo Utility Tote is perfect for both men and women who prefer an outdoorsy look. With a Thirty-One Large Utility Tote, you can always have a bag available the next time you need an extra set of hands. https://i.pinimg.com/236x/6f/d3/a0/6fd3a0eba914dcb34562394d14d71b47--rose-water-water-me.jpg
I love the flexibility of the Large Utility Tote. I have several large and deluxe size totes and each one serves a different purpose. I use them to store camping gear on outdoor trips, contain my portable kitchen for road trips, and as my suitcase. I can easily pack all my clothes, including my fashion boots, and other necessary items for an entire week in this tote paired with the see-through lid so I can easily see what is stored inside.  The Deluxe Utility Tote is larger and has outside pockets.  The Large Utility Tote sells for $35 and the Deluxe sell for $50. Several pattern options are available. You can purchase  Top-a-Tote see-through lid to complement your tote for $10. Monogrammed personalization of the tote is extra. https://i.pinimg.com/236x/81/22/0f/81220f34da1649f1e3284b2da04a1ea1---gifts-thirty-one-gifts.jpg?b
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time.

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Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/1c/3b/e8/1c3be86721ec47dd835523dfa8feff83--lia-sophia-jewelry-sets.jpg
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/originals/5a/27/d7/5a27d76a7e63cc0be22095e9224f9962.jpg
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.”
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/d9/15/ee/d915ee4952696329063ead4af8c829de.jpg
1. It holds all the essentials and then some. There's a place for a pen to fill out the custom forms, a money pouch, and a pocket for your phone and passport. That money pouch would've been helpful while trying to get JetBlue to rebook my flight since supposedly "cash would've been easier than credit card..." slightly suspicious he wanted me to bribe him. Alas I didn't have cash, so he booked everyone else before me and I ended up spending 2 days at JetBlue terminals trying to get home!
After an impromptu trip to the farmer's market, you are left trying to carry all of your purchases without dropping or losing something. A Thirty-One Large Utility Tote is roomy enough to carry all of your goods, and it easily collapses after you are through using it. It is an open-top bag, allowing you to fit items that are bulky or non-traditionally sized. A lid is available for the tote if you need to turn it into a closed bag. It has a metal frame so that it can support your heavy items without sagging. If you like a zip-top bag, the Thirty-One Large Organizing Utility Tote is available as a zip-top bag and an open-top bag. This product measures 10.25 inches in height, 15.5 inches in width, and 6.5 inches in length, while the Large Utility Tote is 11.75 inches high, 21.5 inches wide, and 10 inches long. The reliable sellers on eBay offer these products in different patterns so that you can find a tote that you enjoy carrying. A Thirty-One Large Camo Utility Tote is perfect for both men and women who prefer an outdoorsy look. With a Thirty-One Large Utility Tote, you can always have a bag available the next time you need an extra set of hands. https://i.pinimg.com/236x/6f/d3/a0/6fd3a0eba914dcb34562394d14d71b47--rose-water-water-me.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/originals/38/50/d8/3850d8ed900c771b7eddbd02488b62db.jpg
Ladies, if you like bold patterns and bright colors, you may have a Thirty One wallet in your purse. These fashionable wallets are perfect for the woman who has a lot to do and needs plenty of space to store things. The organizing wallet has plenty of pockets for your credit cards, money, receipts, a pen and more. All the pockets zip to close, and you have the option to use it as a wristlet. If you need a coin purse because you?re tired of fishing around in the bottom of your purse, Thirty One has adorable pinch coin purses to hold all of your loose change. You even have the option of what material you want for your Thirty One wallet. You can choose a hard case made of sturdy plastic that has a magnetic closure. The soft wallets that you can find on eBay are made of cotton or canvas. All the wallets have personality and all sorts of fun designs. With so many designs, you may have a hard time choosing which on is your favorite.
One would expect that with all my road trip experience, I’d be an expert when it comes to packing. Honestly, I’m not. Road tripping, as opposed to flying, has spoiled me because normally I can pack whatever I want with little regards to space issues. Instead of learning how to condense my clothing, I’ve learned what luggage, totes, and bags I prefer to use when I travel.
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/ac/72/a7/ac72a780ee0600127801aeb6bb155c0d---ideas-gift-ideas.jpg?b
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! 

Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/236x/55/42/36/5542363f9f0d52eade15ccf550bea097--vendor-table-vendor-booth.jpg
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