For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/474x/e4/28/5e/e4285efe1af4260c9bd2a9da64423ad9.jpg
I love the flexibility of the Large Utility Tote. I have several large and deluxe size totes and each one serves a different purpose. I use them to store camping gear on outdoor trips, contain my portable kitchen for road trips, and as my suitcase. I can easily pack all my clothes, including my fashion boots, and other necessary items for an entire week in this tote paired with the see-through lid so I can easily see what is stored inside.  The Deluxe Utility Tote is larger and has outside pockets.  The Large Utility Tote sells for $35 and the Deluxe sell for $50. Several pattern options are available. You can purchase  Top-a-Tote see-through lid to complement your tote for $10. Monogrammed personalization of the tote is extra. https://i.pinimg.com/236x/49/d7/e7/49d7e7e8b2977be392156ef67a5de1fe--younique-touch-foundation-liquid-foundation.jpg
Our most spacious wallet, the beautiful All About the Benjamins, is all about convenience and style. Made of luxe pebble faux leather, this billfold features 12 credit card slots, two bill slots and a clear ID window, plus an interior zipper pocket and an open compartment. The entire wallet has a zip closure to keep all contents secure and hidden. Easily turn it into a fashion wristlet by adding one of our Wristlet Straps. Or carry it as a women's wallet with a matching, on-trend handbag, purse or tote from Thirty-One Gifts. https://i.pinimg.com/236x/60/db/33/60db33bef818b9ebf179eedd49d97084--consultant-pendants.jpg
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/63/cf/3d/63cf3d13622355fb61ced204ef3075e7.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/236x/01/a1/12/01a112bc9547360c9d4d61763db4c638--quirky-wedding-our-wedding.jpg
As you struggle to fit all of your necessities into your bag, you become frustrated that you have to crush your chips and papers so that everything fits. A Thirty-One Organizing Utility Tote is the roomy solution to your storage needs when you are on the go. It measures approximately 6.5 inches in diameter, 10.25 inches in height, and 15.5 inches in width. There is a version that has an open top and a version with a zipper. The tote without the zipper offers more storage space due to the openness, but the option with the zipper keeps everything better contained, which is an advantage if you carry lots of smaller necessities. If you find that you need a bit more space, the Thirty-One Large Organizing Utility Tote is a terrific alternative. With a diameter of 10 inches, a height of 11.75 inches, and a width of 21.5 inches, this tote is ideal when you need to keep your bulky items safely contained. The reliable sellers on eBay offer a great variety of Thirty-One's gorgeous prints so that you can find one that fits your style. When you have a full agenda for the day, you need to have all of your essentials close by. The Thirty-One Organizing Utility Tote lets you carry everything that you need for your busy day. https://i.pinimg.com/236x/62/61/6e/62616e748112bcfed421fccb2a86bb3b--thirty-one-gifts--gifts.jpg
Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/originals/8a/82/e0/8a82e05574fe092f4827383280992cd4.jpg
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/736x/da/bb/cb/dabbcbfdefde9448b1f17c2f20be3797--thirsty-thursday-themed-parties.jpg
I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come!

I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget.


I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you! https://i.pinimg.com/280x280_RS/9d/ee/ae/9deeae4610c250b6e77770ac817275e4.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/236x/db/85/74/db8574aff5a0390c57d4ef61a2e08333--forever---ideas.jpg?b
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money.
Find events with vendors taking place in Pennsylvania such as art and craft shows, vendor expos, bridal shows, fairs, festivals, farm shows, antique shows, collector events, flea markets, and more. We also offer business directories listing vendors, direct sales representatives, artists, crafters and other businesses and services needed by small business owners and event planners. Our network of sites: PA Vendors | NJ Vendors | DE Vendors | MD Vendors https://i.pinimg.com/originals/2d/b5/fa/2db5fa1b2646eeb2dc4cd92f605ac2c1.jpg
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/236x/48/9f/da/489fdaaa1ef6cb680259f71020795b4d--direct-sales-.jpg
When I’m out with my husband, hiking or taking a local day trip, I normally travel with my point and shoot and DSLR camera. While I have a heavy-duty camera backpack that I pack with my camera gear when I’m traveling, I don’t normally haul it all around for day trips which is why I was excited to receive the Sling-Back Bag. I can store my phone, battery charger, business cards, point and shoot camera and DSLR in this handy bag and hit the road. I recently went hiking with it and loved it. It’s very comfortable and can be worn cross-body or over the shoulder. If the large compartment where I stored my Canon camera was padded, I’d use this all the time as my go-to camera bag for day trips. This bag is shown in Black but is also available in other colors and patterns and sells for $48. https://i.pinimg.com/280x280_RS/a8/06/ea/a806ea80fb2720586c2e59de174e8f7e.jpg
Find events with vendors taking place in Pennsylvania such as art and craft shows, vendor expos, bridal shows, fairs, festivals, farm shows, antique shows, collector events, flea markets, and more. We also offer business directories listing vendors, direct sales representatives, artists, crafters and other businesses and services needed by small business owners and event planners. Our network of sites: PA Vendors | NJ Vendors | DE Vendors | MD Vendors https://i.pinimg.com/280x280_RS/61/02/f0/6102f0b3b24816a2d0c86fdc323fc1d6.jpg
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/236x/18/60/97/18609732b13a4f0075b596f2850aed32--thirty-one-bags-thirty-one-gifts.jpg
My FAVORITE product from Thirty-One Gifts is the Fashion Games purse in Cognac Woods Pebble. I have used this purse exclusively for over a year and a half. It has doubled as my briefcase and carried my laptop on several flights to Atlanta and California and I use it around town as my everyday purse. I love the slouchy style, the roomy interior and the small inside pockets where I can put my phone or keys and not lose them. After near daily use, this product is showing very little wear.  Originally this item cost $98 but it’s now available as an online extra for $58 plus tax and shipping.
I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you! https://i.pinimg.com/280x280_RS/fc/eb/c2/fcebc2bf0c53323c7dc3b7458f852ec0.jpg
Our most spacious wallet, the beautiful All About the Benjamins, is all about convenience and style. Made of luxe pebble faux leather, this billfold features 12 credit card slots, two bill slots and a clear ID window, plus an interior zipper pocket and an open compartment. The entire wallet has a zip closure to keep all contents secure and hidden. Easily turn it into a fashion wristlet by adding one of our Wristlet Straps. Or carry it as a women's wallet with a matching, on-trend handbag, purse or tote from Thirty-One Gifts.
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/originals/0b/a7/ce/0ba7ceba58f09beeb53c5da81dd7d7c9.jpg
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