Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/originals/0b/a7/ce/0ba7ceba58f09beeb53c5da81dd7d7c9.jpg


Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/originals/3a/ba/c6/3abac609a1ea247612d5aa3ac6002628.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs. https://i.pinimg.com/236x/83/e7/7a/83e77aa74e69058782265f98e14e5095--makeup-maquillage-gorgeous-eyes.jpg

This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/236x/01/a1/12/01a112bc9547360c9d4d61763db4c638--quirky-wedding-our-wedding.jpg
I originally needed two pairs of work pants. I love cargos since they are loose but fitting, comfy, and have lots of.pockets without the extra added weight. I bought two at Wal-Mart and instantly loved them. Then bought a pair on amazon for about the same price. If you want a pair to wear casually, go for it. They look better than anything old navy has to offer. They are cheaper in price but better in quality as well. Only disappointment is the limited colors. I wanted to buy two pair in navy. One for work one for casual wear. https://i.pinimg.com/236x/0c/ab/9c/0cab9c4ac58bd81094fbe72445b4a737--freedom-patriot.jpg

Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/236x/e7/20/84/e72084062b02314091e97a89676db968--jamberry-business-business-design.jpg


Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/89/71/1e/89711ee46d1860ac62498da6fcf4ffbd--ideas-for-fathers-day--bags.jpg


I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++ https://i.pinimg.com/originals/d5/92/63/d5926379604abeee07eb49bc66101449.jpg
I LOVE the Around Town Tote. I took this on a trip to the Smokies with me earlier this week and it worked perfectly. This roomy tote stored my laptop, planner, extra pens, chargers and travel brochures. It easily held everything I needed to sneak out of my hotel room and into the hotel lobby to work at night and I love the Skies for You Pebbles color. It is available in four different colors and many personalization options for $78. Personalization is extra.

Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/345x/b6/57/aa/b657aa949bb886dba0ad1b92f345e7f8.jpg
I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!!
Awesome quality and BEAUTIFUL . Has a nice shine to it but it doesn't make it look cheesy or cheap. It in fact looks like a very exspensive chain. I was worried because it wasn't super pricey and usually you get what ya pay for but my husband loves it and he is hard to please . Not super heavy either which we like . The length is PERFECT! Very very VERY pleased with my purchase https://i.pinimg.com/280x280_RS/68/3e/43/683e43c43db55e2b81cb80c7a931aadc.jpg
Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this. https://i.pinimg.com/originals/1e/74/32/1e74328b29929e1aa78a9d51a66cb8ab.jpg
The Glamour Case make-up bag is perfect for transporting my make-up and toiletries when I travel. The plastic lined interior protects items outside the zippered case from leaks and the roomy compartment fits everything I deem necessary when traveling. The case also has a zippered compartment for small or potentially messy items as well as a spot to hold my make-up brushes.  This product is shown in Preppy Pop but is available in a variety of colors and patterns and sells for $25, personalization is extra. https://i.pinimg.com/236x/e5/e0/37/e5e03738929dfc65e5cb87634edba1de.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/1e/59/e2/1e59e27942f59bf615b80a1a02f73ded--outfit-shop-initials-inc.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!).
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/ac/72/a7/ac72a780ee0600127801aeb6bb155c0d---ideas-gift-ideas.jpg?b
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each. https://i.pinimg.com/originals/2b/77/29/2b7729281da37fd83f9c4f355758b72b.jpg
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each.
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