Awesome quality and BEAUTIFUL . Has a nice shine to it but it doesn't make it look cheesy or cheap. It in fact looks like a very exspensive chain. I was worried because it wasn't super pricey and usually you get what ya pay for but my husband loves it and he is hard to please . Not super heavy either which we like . The length is PERFECT! Very very VERY pleased with my purchase https://i.pinimg.com/236x/6b/72/66/6b7266996725873a083109eeb0936da1--kylie-jenner-makeup-products-kylie-jenner-hair.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs. https://i.pinimg.com/236x/26/98/40/269840d9b090dc54d29b718b0ce831e3--scratch-off-cards-scratch-off-tickets.jpg
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/22/ca/e4/22cae43287811b673f053e9d5b34148b.jpg
I put 3-ring binders, notebooks, laptop, everything I need for school in this bag, and it holds up really well. Stitching is strong and fabric is super sturdy. The wide bottom makes it convenient for putting in lots of things. The fabric is flexible yet holds up the shape even when completely empty. I really like the fact that the bag can "stand" on its own when I put it down on the floor. The large pockets all around are so handy for organizing things. I especially like the mesh pockets on the sides, which I use to hold water bottles.
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help.
I love the flexibility of the Large Utility Tote. I have several large and deluxe size totes and each one serves a different purpose. I use them to store camping gear on outdoor trips, contain my portable kitchen for road trips, and as my suitcase. I can easily pack all my clothes, including my fashion boots, and other necessary items for an entire week in this tote paired with the see-through lid so I can easily see what is stored inside.  The Deluxe Utility Tote is larger and has outside pockets.  The Large Utility Tote sells for $35 and the Deluxe sell for $50. Several pattern options are available. You can purchase  Top-a-Tote see-through lid to complement your tote for $10. Monogrammed personalization of the tote is extra. https://i.pinimg.com/236x/90/09/d0/9009d04c20d6023f666933cd21ed19e8--party-younique.jpg
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/05/a7/7e/05a77e5fe9a84ce159225bfeb26497f6--wedding-make-up-wedding-ideas.jpg
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/b6/a0/6d/b6a06db178144668a60bee5f0d9b7bcf--thirty-one-hostess-thirty-one-party.jpg?b
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet.

Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/originals/95/04/31/95043142492e14de1db428c6a58b0b32.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/236x/34/83/06/3483068ca25fa8f9a41abecab6c5da2a--luggage-store-carry-on.jpg

Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/b3/b3/be/b3b3bea56e4c03583e3397600f5b1704--my-friend-friends.jpg

I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come! https://i.pinimg.com/280x280_RS/54/9d/e6/549de6474c8f068878eedc0fe9548225.jpg

I put 3-ring binders, notebooks, laptop, everything I need for school in this bag, and it holds up really well. Stitching is strong and fabric is super sturdy. The wide bottom makes it convenient for putting in lots of things. The fabric is flexible yet holds up the shape even when completely empty. I really like the fact that the bag can "stand" on its own when I put it down on the floor. The large pockets all around are so handy for organizing things. I especially like the mesh pockets on the sides, which I use to hold water bottles. https://i.pinimg.com/originals/8d/c5/b4/8dc5b456af1ba731875c269d963259b1.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/originals/8c/e6/b4/8ce6b4f15c3e7eaaa29be84a75d6f2ec.jpg
Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this.
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/1c/3b/e8/1c3be86721ec47dd835523dfa8feff83--lia-sophia-jewelry-sets.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money.
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