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This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/originals/c4/53/16/c45316026b0be134ceffa626dc9a92aa.jpg
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram!  https://i.pinimg.com/236x/55/42/36/5542363f9f0d52eade15ccf550bea097--vendor-table-vendor-booth.jpg

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet.

Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/236x/34/83/06/3483068ca25fa8f9a41abecab6c5da2a--luggage-store-carry-on.jpg

I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More


1. It holds all the essentials and then some. There's a place for a pen to fill out the custom forms, a money pouch, and a pocket for your phone and passport. That money pouch would've been helpful while trying to get JetBlue to rebook my flight since supposedly "cash would've been easier than credit card..." slightly suspicious he wanted me to bribe him. Alas I didn't have cash, so he booked everyone else before me and I ended up spending 2 days at JetBlue terminals trying to get home! https://i.pinimg.com/236x/91/3e/51/913e515e55ba36d877893fb4fed292ec--consultant-cruises.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/1c/7e/8f/1c7e8f16a8aa624449dc8fba57f89eaf---gifts-thirty-one-gifts.jpg?b
I love the flexibility of the Large Utility Tote. I have several large and deluxe size totes and each one serves a different purpose. I use them to store camping gear on outdoor trips, contain my portable kitchen for road trips, and as my suitcase. I can easily pack all my clothes, including my fashion boots, and other necessary items for an entire week in this tote paired with the see-through lid so I can easily see what is stored inside.  The Deluxe Utility Tote is larger and has outside pockets.  The Large Utility Tote sells for $35 and the Deluxe sell for $50. Several pattern options are available. You can purchase  Top-a-Tote see-through lid to complement your tote for $10. Monogrammed personalization of the tote is extra. https://i.pinimg.com/236x/49/d7/e7/49d7e7e8b2977be392156ef67a5de1fe--younique-touch-foundation-liquid-foundation.jpg
My FAVORITE product from Thirty-One Gifts is the Fashion Games purse in Cognac Woods Pebble. I have used this purse exclusively for over a year and a half. It has doubled as my briefcase and carried my laptop on several flights to Atlanta and California and I use it around town as my everyday purse. I love the slouchy style, the roomy interior and the small inside pockets where I can put my phone or keys and not lose them. After near daily use, this product is showing very little wear.  Originally this item cost $98 but it’s now available as an online extra for $58 plus tax and shipping. https://i.pinimg.com/236x/7e/61/cb/7e61cb45361514ff28bc4b03a5ee6a1d--hazel-eye-makeup-eyeliner-makeup.jpg
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time.

I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More


One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/63/cf/3d/63cf3d13622355fb61ced204ef3075e7.jpg


The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/66/d6/a6/66d6a62a9b0178c96b58b4151f6980ba--younique.jpg
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each.
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