Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/345x/18/bf/05/18bf0520aab1c585ce63ae95ae221a6d.jpg


The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/86/06/9f/86069f28a9c829f606356f3181d8266b--thirty-one-gifts--gifts.jpg
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/originals/3b/7a/b7/3b7ab7c3892120bdb5e6f12ad9a4bd26.jpg
I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!! https://i.pinimg.com/280x280_RS/e4/1b/d8/e41bd895cd212115db1fc97206bfacf8.jpg

Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this.
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Our most spacious wallet, the beautiful All About the Benjamins, is all about convenience and style. Made of luxe pebble faux leather, this billfold features 12 credit card slots, two bill slots and a clear ID window, plus an interior zipper pocket and an open compartment. The entire wallet has a zip closure to keep all contents secure and hidden. Easily turn it into a fashion wristlet by adding one of our Wristlet Straps. Or carry it as a women's wallet with a matching, on-trend handbag, purse or tote from Thirty-One Gifts.
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/236x/aa/37/0a/aa370a74a5a45efb4ece1842fe85d569--homemade-desserts--gifts.jpg
As you struggle to fit all of your necessities into your bag, you become frustrated that you have to crush your chips and papers so that everything fits. A Thirty-One Organizing Utility Tote is the roomy solution to your storage needs when you are on the go. It measures approximately 6.5 inches in diameter, 10.25 inches in height, and 15.5 inches in width. There is a version that has an open top and a version with a zipper. The tote without the zipper offers more storage space due to the openness, but the option with the zipper keeps everything better contained, which is an advantage if you carry lots of smaller necessities. If you find that you need a bit more space, the Thirty-One Large Organizing Utility Tote is a terrific alternative. With a diameter of 10 inches, a height of 11.75 inches, and a width of 21.5 inches, this tote is ideal when you need to keep your bulky items safely contained. The reliable sellers on eBay offer a great variety of Thirty-One's gorgeous prints so that you can find one that fits your style. When you have a full agenda for the day, you need to have all of your essentials close by. The Thirty-One Organizing Utility Tote lets you carry everything that you need for your busy day.

I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!! https://i.pinimg.com/originals/96/ec/4e/96ec4ede4ff3ff2b0d38b7c4d0694d41.jpg


Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs. https://i.pinimg.com/236x/26/98/40/269840d9b090dc54d29b718b0ce831e3--scratch-off-cards-scratch-off-tickets.jpg
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy.
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Ladies, if you like bold patterns and bright colors, you may have a Thirty One wallet in your purse. These fashionable wallets are perfect for the woman who has a lot to do and needs plenty of space to store things. The organizing wallet has plenty of pockets for your credit cards, money, receipts, a pen and more. All the pockets zip to close, and you have the option to use it as a wristlet. If you need a coin purse because you?re tired of fishing around in the bottom of your purse, Thirty One has adorable pinch coin purses to hold all of your loose change. You even have the option of what material you want for your Thirty One wallet. You can choose a hard case made of sturdy plastic that has a magnetic closure. The soft wallets that you can find on eBay are made of cotton or canvas. All the wallets have personality and all sorts of fun designs. With so many designs, you may have a hard time choosing which on is your favorite. https://i.pinimg.com/474x/f3/47/86/f34786ac1f05cff58250a60abcfbcea6--keller-idol.jpg

Yes, these are all mine. I also have a kelly green one that you’ll see in another photo later in this post. I love this wallet b/c it holds a TON (it can even hold iphones of all sizes) and people often ask me if it’s Kate Spade. I love that it has the same look but at a much cheaper price point. The exterior of these wallets holds up extremely well, too. Oh, and that cork wallet? It has a shimmer in it. Love. https://i.pinimg.com/280x280_RS/36/7e/36/367e36f0986fc6fc91af4a67c305918f.jpg
I love the flexibility of the Large Utility Tote. I have several large and deluxe size totes and each one serves a different purpose. I use them to store camping gear on outdoor trips, contain my portable kitchen for road trips, and as my suitcase. I can easily pack all my clothes, including my fashion boots, and other necessary items for an entire week in this tote paired with the see-through lid so I can easily see what is stored inside.  The Deluxe Utility Tote is larger and has outside pockets.  The Large Utility Tote sells for $35 and the Deluxe sell for $50. Several pattern options are available. You can purchase  Top-a-Tote see-through lid to complement your tote for $10. Monogrammed personalization of the tote is extra. https://i.pinimg.com/originals/5e/b5/05/5eb5059d6428faea182a9bfed7af8a29.jpg
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/236x/55/42/36/5542363f9f0d52eade15ccf550bea097--vendor-table-vendor-booth.jpg
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