Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/345x/18/bf/05/18bf0520aab1c585ce63ae95ae221a6d.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/236x/5c/bf/a7/5cbfa7b04dd09bd18c1b006222337a23--thirty-one-kristen.jpg

This small but sturdy tote bag still has plenty of room for all the big jobs in your life! With all the function of our popular Large Utility Tote, the Small Utility Tote is the perfect on-the-go storage solution for camping, carrying snacks to the beach or pool and more. Use it as a gym bag, toy storage, trunk storage, teacher tote or a picnic basket for your next family outing. https://i.pinimg.com/236x/ff/e7/37/ffe737f270789202e07e75ae47327a54--travel-accessories-laptop.jpg
Thirty-One has invited its distribution center workers to relocate to Dallas and continue working at the 651,000-square-foot distribution center space it is leasing in Flower Mound, a suburb of Dallas. Distribution center workers who remain in Columbus will be eligible for a severance package and outplacement services, including onsite job fairs, Monroe said. https://i.pinimg.com/236x/a4/1f/e8/a41fe8e94c75c38679dd1a2697b6e802--the-next-to-the.jpg

Our most spacious wallet, the beautiful All About the Benjamins, is all about convenience and style. Made of luxe pebble faux leather, this billfold features 12 credit card slots, two bill slots and a clear ID window, plus an interior zipper pocket and an open compartment. The entire wallet has a zip closure to keep all contents secure and hidden. Easily turn it into a fashion wristlet by adding one of our Wristlet Straps. Or carry it as a women's wallet with a matching, on-trend handbag, purse or tote from Thirty-One Gifts. https://i.pinimg.com/236x/56/91/69/569169516e2a0c950119c3e882b88c8f--beauty-routines-younique.jpg

I LOVE the Around Town Tote. I took this on a trip to the Smokies with me earlier this week and it worked perfectly. This roomy tote stored my laptop, planner, extra pens, chargers and travel brochures. It easily held everything I needed to sneak out of my hotel room and into the hotel lobby to work at night and I love the Skies for You Pebbles color. It is available in four different colors and many personalization options for $78. Personalization is extra. https://i.pinimg.com/236x/ae/dd/69/aedd6982834c25bcb2fa3fc76bdc658f--holiday-decor.jpg?b


This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each. https://i.pinimg.com/236x/0b/3a/5d/0b3a5d8a179c04d27bff553af1466431--smoky-eye-makeup-cool-makeup.jpg
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/originals/db/eb/ba/dbebba8ae9557dbca0b3e2f41b90336a.jpg
Our most spacious wallet, the beautiful All About the Benjamins, is all about convenience and style. Made of luxe pebble faux leather, this billfold features 12 credit card slots, two bill slots and a clear ID window, plus an interior zipper pocket and an open compartment. The entire wallet has a zip closure to keep all contents secure and hidden. Easily turn it into a fashion wristlet by adding one of our Wristlet Straps. Or carry it as a women's wallet with a matching, on-trend handbag, purse or tote from Thirty-One Gifts. https://i.pinimg.com/736x/1f/cf/e0/1fcfe0818a487f9821442813352e1c27.jpg
Thirty-One has invited its distribution center workers to relocate to Dallas and continue working at the 651,000-square-foot distribution center space it is leasing in Flower Mound, a suburb of Dallas. Distribution center workers who remain in Columbus will be eligible for a severance package and outplacement services, including onsite job fairs, Monroe said. https://i.pinimg.com/originals/0c/bb/1b/0cbb1bdb6c5cd41909972bbd0768403a.jpg

I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/236x/36/1d/a6/361da6be2bfc92f42d0ff2144a5caa24--crosses.jpg
I LOVE the Around Town Tote. I took this on a trip to the Smokies with me earlier this week and it worked perfectly. This roomy tote stored my laptop, planner, extra pens, chargers and travel brochures. It easily held everything I needed to sneak out of my hotel room and into the hotel lobby to work at night and I love the Skies for You Pebbles color. It is available in four different colors and many personalization options for $78. Personalization is extra. https://i.pinimg.com/236x/ae/dd/69/aedd6982834c25bcb2fa3fc76bdc658f--holiday-decor.jpg?b
I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you! https://i.pinimg.com/originals/47/26/d6/4726d6bd927887f471294b3691c098f9.jpg
Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/236x/b2/91/5e/b2915e8badf73f8f97eded872562aa6a.jpg

The Glamour Case make-up bag is perfect for transporting my make-up and toiletries when I travel. The plastic lined interior protects items outside the zippered case from leaks and the roomy compartment fits everything I deem necessary when traveling. The case also has a zippered compartment for small or potentially messy items as well as a spot to hold my make-up brushes.  This product is shown in Preppy Pop but is available in a variety of colors and patterns and sells for $25, personalization is extra. https://i.pinimg.com/originals/b4/6b/23/b46b23984f915d6d55624f99ced0836c.jpg

This small but sturdy tote bag still has plenty of room for all the big jobs in your life! With all the function of our popular Large Utility Tote, the Small Utility Tote is the perfect on-the-go storage solution for camping, carrying snacks to the beach or pool and more. Use it as a gym bag, toy storage, trunk storage, teacher tote or a picnic basket for your next family outing. https://i.pinimg.com/236x/70/99/40/7099400ee9ea42e6ff44a7c15caf08dd--fall-party-themes-fall-party-ideas.jpg?b
I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come!
I put 3-ring binders, notebooks, laptop, everything I need for school in this bag, and it holds up really well. Stitching is strong and fabric is super sturdy. The wide bottom makes it convenient for putting in lots of things. The fabric is flexible yet holds up the shape even when completely empty. I really like the fact that the bag can "stand" on its own when I put it down on the floor. The large pockets all around are so handy for organizing things. I especially like the mesh pockets on the sides, which I use to hold water bottles. https://i.pinimg.com/236x/7f/d4/fe/7fd4fef27bdd865ff04f1d7620c86998.jpg
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/originals/33/a8/e8/33a8e8a541c424db3dd642d00c61bb45.jpg
Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this. https://i.pinimg.com/originals/88/d7/d4/88d7d433c1711f68d4358d7785dd654a.jpg

My FAVORITE product from Thirty-One Gifts is the Fashion Games purse in Cognac Woods Pebble. I have used this purse exclusively for over a year and a half. It has doubled as my briefcase and carried my laptop on several flights to Atlanta and California and I use it around town as my everyday purse. I love the slouchy style, the roomy interior and the small inside pockets where I can put my phone or keys and not lose them. After near daily use, this product is showing very little wear.  Originally this item cost $98 but it’s now available as an online extra for $58 plus tax and shipping. https://i.pinimg.com/originals/a1/fb/23/a1fb230e7aa984b6209355165e440cf2.jpg


I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/236x/eb/dd/a8/ebdda8ecad6426d85d67c1936ee591a8.jpg
Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/originals/95/04/31/95043142492e14de1db428c6a58b0b32.jpg
Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag.
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time. https://i.pinimg.com/236x/f2/c3/88/f2c3887ba6167583ae4043820044c276.jpg
When I’m out with my husband, hiking or taking a local day trip, I normally travel with my point and shoot and DSLR camera. While I have a heavy-duty camera backpack that I pack with my camera gear when I’m traveling, I don’t normally haul it all around for day trips which is why I was excited to receive the Sling-Back Bag. I can store my phone, battery charger, business cards, point and shoot camera and DSLR in this handy bag and hit the road. I recently went hiking with it and loved it. It’s very comfortable and can be worn cross-body or over the shoulder. If the large compartment where I stored my Canon camera was padded, I’d use this all the time as my go-to camera bag for day trips. This bag is shown in Black but is also available in other colors and patterns and sells for $48.
I am SO glad I found your site! I like Thirty -One and have purchased a couple items from them. Although I like the items they do seem a bit flimsy for the very expensive price you pay. Also, I was never impressed with the way my shipments would arrive….the boxes would always look like they have been kicked around a warehouse a few times! I was actually even considering becoming a consultant for this company but as I said I’m so thankful to have found your page. I absolutely LOVE Amazon, it is my go to and I am going to check out some of the totes, bags, etc there. THANK YOU!!! https://i.pinimg.com/236x/03/91/3c/03913c5e571a2a9678ff43cbe4a04be1--airplane.jpg
I originally needed two pairs of work pants. I love cargos since they are loose but fitting, comfy, and have lots of.pockets without the extra added weight. I bought two at Wal-Mart and instantly loved them. Then bought a pair on amazon for about the same price. If you want a pair to wear casually, go for it. They look better than anything old navy has to offer. They are cheaper in price but better in quality as well. Only disappointment is the limited colors. I wanted to buy two pair in navy. One for work one for casual wear. https://i.pinimg.com/236x/0c/ab/9c/0cab9c4ac58bd81094fbe72445b4a737--freedom-patriot.jpg
This small but sturdy tote bag still has plenty of room for all the big jobs in your life! With all the function of our popular Large Utility Tote, the Small Utility Tote is the perfect on-the-go storage solution for camping, carrying snacks to the beach or pool and more. Use it as a gym bag, toy storage, trunk storage, teacher tote or a picnic basket for your next family outing. https://i.pinimg.com/236x/70/99/40/7099400ee9ea42e6ff44a7c15caf08dd--fall-party-themes-fall-party-ideas.jpg?b
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each. https://i.pinimg.com/236x/11/50/9d/11509d70ee87eced48b87df5698b95c4--wine-and-cheese-party-diy-chalkboard-paint.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/originals/c4/53/16/c45316026b0be134ceffa626dc9a92aa.jpg
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