Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/236x/1c/3b/e8/1c3be86721ec47dd835523dfa8feff83--lia-sophia-jewelry-sets.jpg

When I’m out with my husband, hiking or taking a local day trip, I normally travel with my point and shoot and DSLR camera. While I have a heavy-duty camera backpack that I pack with my camera gear when I’m traveling, I don’t normally haul it all around for day trips which is why I was excited to receive the Sling-Back Bag. I can store my phone, battery charger, business cards, point and shoot camera and DSLR in this handy bag and hit the road. I recently went hiking with it and loved it. It’s very comfortable and can be worn cross-body or over the shoulder. If the large compartment where I stored my Canon camera was padded, I’d use this all the time as my go-to camera bag for day trips. This bag is shown in Black but is also available in other colors and patterns and sells for $48. https://i.pinimg.com/280x280_RS/a8/06/ea/a806ea80fb2720586c2e59de174e8f7e.jpg
1. It holds all the essentials and then some. There's a place for a pen to fill out the custom forms, a money pouch, and a pocket for your phone and passport. That money pouch would've been helpful while trying to get JetBlue to rebook my flight since supposedly "cash would've been easier than credit card..." slightly suspicious he wanted me to bribe him. Alas I didn't have cash, so he booked everyone else before me and I ended up spending 2 days at JetBlue terminals trying to get home! https://i.pinimg.com/236x/3b/fe/a1/3bfea1465eaed971dcf87655cebce494--fathers-day-gifts.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/ed/3d/0c/ed3d0caca9f46f7c82bfac6729f85857--therapy-quotes-rock-bottom.jpg
I originally needed two pairs of work pants. I love cargos since they are loose but fitting, comfy, and have lots of.pockets without the extra added weight. I bought two at Wal-Mart and instantly loved them. Then bought a pair on amazon for about the same price. If you want a pair to wear casually, go for it. They look better than anything old navy has to offer. They are cheaper in price but better in quality as well. Only disappointment is the limited colors. I wanted to buy two pair in navy. One for work one for casual wear. https://i.pinimg.com/236x/cd/1d/d0/cd1dd0888a9a520abf002f2137397693--photoshop-bottle.jpg
Small in size but big on functionality, this stylish women’s wallet features a zipper closure, front and back zipper pockets, 10 credit card slots, four bill slots and an ID window. Made of canvas or cotton with a polyester lining, this billfold makes a great companion piece for our coordinating totes and purses, or wear it alone as a fashionable evening clutch by adding a colorful Wristlet Strap. Now available to personalize with an embroidered monogram! https://i.pinimg.com/originals/db/eb/ba/dbebba8ae9557dbca0b3e2f41b90336a.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/originals/8c/e6/b4/8ce6b4f15c3e7eaaa29be84a75d6f2ec.jpg

I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you! https://i.pinimg.com/236x/d0/04/06/d00406f740fce8f8371a354039821a9b--cold-food-veggie-tray.jpg

Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this.
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love!
Our most spacious wallet, the beautiful All About the Benjamins, is all about convenience and style. Made of luxe pebble faux leather, this billfold features 12 credit card slots, two bill slots and a clear ID window, plus an interior zipper pocket and an open compartment. The entire wallet has a zip closure to keep all contents secure and hidden. Easily turn it into a fashion wristlet by adding one of our Wristlet Straps. Or carry it as a women's wallet with a matching, on-trend handbag, purse or tote from Thirty-One Gifts. https://i.pinimg.com/236x/56/91/69/569169516e2a0c950119c3e882b88c8f--beauty-routines-younique.jpg
Thirty-One has invited its distribution center workers to relocate to Dallas and continue working at the 651,000-square-foot distribution center space it is leasing in Flower Mound, a suburb of Dallas. Distribution center workers who remain in Columbus will be eligible for a severance package and outplacement services, including onsite job fairs, Monroe said.
I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/474x/64/7a/3c/647a3ce50f82a242ed20f428f38f6b1d--my-thirty-one-thirty-one-gifts.jpg
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet.
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/236x/3f/8a/2b/3f8a2b85896154276f680461d6552412---gifts-thirty-one-gifts.jpg
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each.
Find events with vendors taking place in Pennsylvania such as art and craft shows, vendor expos, bridal shows, fairs, festivals, farm shows, antique shows, collector events, flea markets, and more. We also offer business directories listing vendors, direct sales representatives, artists, crafters and other businesses and services needed by small business owners and event planners. Our network of sites: PA Vendors | NJ Vendors | DE Vendors | MD Vendors https://i.pinimg.com/originals/5b/ab/3a/5bab3aebfbc5d9eda0eaf08b3fb05bfa.jpg
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/474x/e4/28/5e/e4285efe1af4260c9bd2a9da64423ad9.jpg
2. To redeem this offer, Hostesses with a qualifying party of $600 or more may choose the Close To Home™ Caddy for $14.40, Close To Home™ Tray for $17.40, Close To Home™ Table Gallery for $17.40, Close To Home™ Décor Box for $20.40 or Close To Home™ Round Tray for $20.40. Includes personalization. Limit one per Hostess. Qualifying party sales exclude tax, shipping and all Hostess Rewards. Valid for qualifying party orders submitted April 1-30, 2019. Prior to tax and shipping. While supplies last. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/62/44/60/62446092f6c23fff2d46eebf1444a440--the-benjamins-thirty-one.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/236x/4d/d0/cb/4dd0cbc1d57c5a2ee4d4bc2fce37e2df--thirty-one-party--party.jpg
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